CBUAE Aani & Jaywan Rail Active
UAE Toll Free: 800-NEXORA (6396)|T+0 Instant AED Settlement
NEXORA PAYUAE Financial Operating System
CBUAE Licensed Payment Service Architecture

THE FINANCIAL
INFRASTRUCTURE FOR
UAE ENTERPRISE.

Accept cards, Apple Pay, CBUAE Aani transfers, and Jaywan debit directly. Automate multi-currency treasury, issue unlimited AED corporate cards, and achieve sub-second settlement across Dubai, Abu Dhabi, and the GCC.

EXPLORE LIVE CONSOLE
AED 18.4B+Annual Volume Settled
1.8msAvg Gateway Latency
T+0 Instant AEDUAE Bank Payout SLA
LIVE UAE TRANSACTION ROUTER1.8ms Latency
1. DUBAI MALL CHECKOUTH.E. Tariq Al-Hashimi (Apple Pay)
AED 84,500.00
2. CBUAE AANI / JAYWAN DIRECTAI Risk Score: 2/100 • 3DS Exempt
AUTH OK
3. REAL-TIME AED SETTLEMENTFAB / Emirates NBD Corporate Vault
T+0 CONFIRMED
Total Authorization Roundtrip:42 milliseconds
UNIFIED FINTECH STACK

Enterprise Payment Modules.

Modular API building blocks engineered for high-volume UAE corporate entities, marketplaces, luxury retailers, and cross-border institutions.

PCI-DSS LEVEL 1 v4.0 CERTIFIED
FLAGSHIP

Omnichannel Payment Gateway

Accept Visa, Mastercard, American Express, Apple Pay, Google Pay, and Jaywan with intelligent dynamic routing and sub-second authorization.

Rates Starting1.75% + AED 0.80
Details
UAE EXCLUSIVE

CBUAE Aani Instant Settlement

Direct zero-chargeback account-to-account transfers with real-time settlement directly into your UAE bank account via phone number or QR.

Rates Starting0.40% Fixed (Cap AED 5)
Details

Instant WhatsApp Payment Links

Generate branded, secure payment links with dynamic AED amounts, customer pre-fill, installment options, and automated PDF tax invoices.

Rates Starting2.10% + AED 1.00
Details

Automated B2B Invoicing Engine

Issue automated multi-currency recurring invoices with QR verification, VAT auto-computation, and 1-click bank wire reconciliation.

Rates StartingAED 150 / mo + 0.5%
Details
AI OPTIMIZED

Smart Recurring Subscriptions

Power recurring monthly retainers, annual memberships, and usage-based metered billing with automated card updating and churn prevention.

Rates Starting1.90% + AED 1.00
Details

Marketplace Splits & Escrow

Split complex cart transactions across hundreds of UAE sub-merchants, hold regulated escrow balances, and release funds upon proof of delivery.

Rates Starting0.85% Split Engine Fee
Details
ZERO FX FEE

Corporate Visa & Mastercard Cards

Provision unlimited virtual employee and vendor cards with custom AED spend limits, merchant category restrictions, and real-time expense capture.

Rates StartingFree Unlimited Cards
Details

Multi-Currency Treasury & FX

Receive AED, USD, EUR, GBP, and SAR locally without conversion penalties. Send batch contractor and supplier payouts to 190+ countries in minutes.

Rates Starting0.15% FX Spread + AED 5 Wire
Details
MERCHANT CONSOLE TELEMETRY

Real-Time Financial Operating System.

Inspect live transaction streams, customer registries, multi-currency treasury vaults, and developer webhooks in action.

Gross Volume (30D)
AED 42,850,200
+18.4% vs last period
Settled Transactions
148,920
99.98% Success SLA
Aani & Jaywan Share
64.2%
Zero Interchange Route
Available Payout Vault
AED 8,940,150
Next Auto-Sweep: 08:00 AM

Live Settlement Stream (Real-Time UAE Feed)

TRANSACTION IDCUSTOMER & COMPANYMETHODAMOUNT (AED)STATUSSETTLEMENT
TXN-948201H.E. Tariq Al-HashimiSovereign Capital DIFCAani Instant TransferAED 84,500PAIDT+0 (Instant)
TXN-948200Sarah JenkinsLumina Luxury RetailApple Pay (Visa •••• 9921)AED 14,250PAIDNext Day 08:00 AM
TXN-948199Dr. Mansoor Al-ZahraniEmirates Health ClinicJaywan Card (•••• 1044)AED 32,000PAIDT+0 (Instant)
TXN-948198Maximilian VanceHelios Global TradingDirect SWIFT WireUSD 25,000PAIDSame Day 2 Hours
TXN-948197Fatima Al-KaabiNoor Haute CoutureTabby Pay in 4AED 9,800PAIDNext Day 08:00 AM
TRANSPARENT UAE PRICING

Processing Fee & Savings Calculator.

Calculate exact transaction costs and projected annual savings compared to legacy UAE banking acquirers.

AED 750,000
AED 50,000 / moAED 5,000,000AED 10,000,000+
INCLUDED ENTERPRISE PRIVILEGES:
T+0 Real-Time UAE Payouts Dedicated DIFC Account Lead 3DS 2.3 AI Fraud Shield 100% FTA E-Invoice Sync
PROJECTED MONTHLY FEE
AED 13,125 / mo
Blended Effective Rate: 1.75% flat
PROJECTED ANNUAL SAVINGS
AED 44,100
Savings vs 2.85% + AED 1.50 legacy UAE banking merchant rates.
IN-STORE COMMERCE HARDWARE

Smart POS Terminals.

High-speed Android smart payment terminals with 4G LTE, built-in thermal printers, and instant Apple Pay / Jaywan contactless tap-to-pay.

SAME-DAY DUBAI / ABU DHABI HARDWARE DISPATCH
Nexora Smart Terminal Pro
AED 1199

Nexora Smart Terminal Pro

Dual-display flagship Android countertop terminal

High-speed 5.5" merchant touchscreen with customer-facing display for instant tip prompt, digital signature, and contactless Apple Pay / Jaywan taps.

Dual Touchscreens (5.5" + 3.5")
4G LTE + Dual-Band Wi-Fi 6 + Bluetooth 5.2
High-Speed Seiko Thermal Printer (100mm/s)
Built-in 1D/2D Barcode Scanner
Fine Dining, Luxury Boutiques & Hotel Check-in
Nexora Go Wireless Reader
AED 449

Nexora Go Wireless Reader

Ultra-portable pocket terminal for curbside & delivery

Lightweight, drop-resistant wireless reader designed for delivery fleets, pop-up events, and table-side billing with all-day 18-hour battery life.

Pocket Weight (160g)
Contactless NFC + EMV Chip + Magstripe
18-Hour Active Shift Battery (4,000mAh)
Instant iOS & Android Bluetooth Sync
Delivery Drivers, Pop-up Kiosks & Valet
Nexora Self-Order Kiosk 21.5"
AED 4299

Nexora Self-Order Kiosk 21.5"

Autonomous commercial self-service payment station

Heavy-duty commercial grade aluminum self-checkout kiosk with anti-glare touch glass, integrated payment reader, and QR receipt printer.

21.5" Full HD Capacitive Touchscreen
Integrated Level 1 PCI-PTS Pinpad
Heavy-Duty Industrial Aluminum Stand
Direct Cloud POS Menu Sync
QSR Restaurants, Cinemas & Theme Parks
NEXORA PLATINUMACTIVE & UNLOCKED
•••• •••• •••• 4420
EXP: ••/••CVV: •••
CORPORATE ACCOUNTSOVEREIGN ADVISORS LLC
Lock / Freeze Card:
Reveal Card Details:
Monthly Spending Limit:AED 50,000
ZERO-FX CORPORATE CARDS

Corporate Visa Cards with Unlimited AED Cashback.

Issue unlimited physical matte black metal cards and instant Apple Wallet virtual cards for marketing spend (Google Ads, Meta, TikTok), SaaS subscriptions, and executive corporate travel with 0% FX transaction markup.

2.0%Unlimited Cashback in AED

Credited directly to your corporate balance monthly.

0% FXZero Cross-Border Fee

Pay in USD, EUR, and GBP at exact interbank rates.

DEVELOPER FIRST

Integrate in Under 10 Lines of Code.

Comprehensive SDKs for Node.js, Python, Go, PHP, iOS, Android, and React Native. Full sandbox emulator with simulated 3DS challenges and instant Aani transfers.

Interactive API sandbox with instant test keys
Webhook delivery guarantees with automated retries
FTA UAE Corporate Tax XML / PDF receipt generator
// 1. Initialize Nexora Pay UAE Client
const Nexora = require('@nexorapay/node')({
  apiKey: process.env.NEXORA_SECRET_KEY,
  environment: 'production', // DIFC Live Gateway
  currency: 'AED'
});

// 2. Create Instant Payment Session with Aani & Apple Pay
async function createCheckoutSession() {
  const session = await Nexora.checkout.sessions.create({
    amount: 14500.00, // AED 14,500.00
    currency: 'AED',
    customer: {
      name: 'Tariq Al-Hashimi',
      email: '[email protected]',
      phone: '+971508924110'
    },
    paymentMethods: ['card', 'apple_pay', 'aani_instant', 'jaywan', 'tabby'],
    settlementAccount: 'UAE_IBAN_AE040330000012345678901',
    instantSettlement: true, // T+0 Real-Time
    taxCalculation: {
      uaeVATPercent: 5.0,
      generateFTAReceipt: true
    },
    successUrl: 'https://merchant.ae/checkout/success?session_id={CHECKOUT_SESSION_ID}',
    cancelUrl: 'https://merchant.ae/checkout/cancel'
  });

  return session.paymentUrl;
}
PROVEN GCC AT-SCALE EXECUTION

Enterprise Case Studies.

See how leading UAE luxury hospitality groups and digital enterprises scale with Nexora Pay.

Luxury Hospitality & Real EstateEMAAR

Emaar Hospitality & Lifestyle

"Migrating our 14 luxury hotel properties and online booking engines to Nexora Pay reduced our processing fees by AED 3.2M annually while unlocking native Apple Pay and Aani instant checkouts for GCC guests."
AED 480M+Annual Volume Processed
99.4% (+4.2%)Authorization Rate Jump
-38% ReducedCheckout Abandonment
T+0 InstantSettlement Speed
Khaled Al-MarzouqiChief Financial Officer, Luxury Hospitality Group
High Fashion & Luxury E-CommerceMAISON D3

Atelier Maison d3 Dubai

"Nexora Pay’s WhatsApp dynamic payment links and Tabby integration doubled our concierge sales within 60 days. Our VIP clients from Saudi Arabia and Kuwait pay effortlessly in their local currency."
AED 3,850Average Order Value
AED 24M / YearWhatsApp Checkout Sales
0.001% (Zero Fraud)Chargeback Ratio
48 HoursIntegration Time
Yasmin BencheikhManaging Director & Founder
FREQUENTLY ASKED QUESTIONS

Everything You Need to Know.

With Nexora Pay, domestic AED transactions via Aani and Jaywan are settled instantly in real-time (T+0). Standard Visa, Mastercard, and Apple Pay transactions are settled next morning at 08:00 AM (T+1) directly into any UAE bank account (Emirates NBD, FAB, ADCB, Mashreq, DIB) with zero holding delays.
DIFC & ADGM ONBOARDING

Ready to Upgrade Your UAE Financial Infrastructure?

Get activated on CBUAE Aani & Jaywan within 24 hours. Contact our DIFC institutional team for custom high-volume interchange rates.

WhatsApp DIFC Concierge